Expertise – Matthsew (Matt) Talbot has over 24 years of international payments and product management experience, responsible for payments initiatives throughout the USA, South America, Europe and Asia.
His expertise covers all aspects of payments from overall Payments Strategy Development, Product Conceptualization, Solution Definition and Implementation, Vendor Selection, Contract Negotiation and Partnership Development.

Subject Areas – He has extensive subject matter expertise in Issuer, Prepaid and Acquirer Payment Processing, Acquirer/ISO/Merchant Services, Retail Point of Sale Solutions, Risk Management, PCI Compliance, Reporting, and Technology Integration.

Business Acumen – He uses a consultative approach when defining solutions that meet client needs and is very experienced at working at the ‘C level’ of companies to gain agreement for strategic initiatives, coupled with a ‘hands-on’ approach to define and drive new products from concept to delivery.
Highly client-focused and experienced at working in both line and matrix organizations, he quickly builds trust as someone who delivers, ensuring strong relationships are built and maintained with particular emphasis on cultural sensitivity in global markets.

Industry Verticals – Financial Services, Banking, Retail, e-commerce, Technology

Representative experiences

Among the many initiatives that Matt has led are:

• Development of the global payment strategy for a high growth e-commerce Merchant and implementation in multiple markets including third party processor selection and contract negotiation
• Certification and implementation of new POS Products, Download Systems and Support Services for Retailers/Merchants/Acquirers/ISOs
• Design and Implementation of Acquirer Host Processing platform/payment gateway
• Creation of market entry strategy for POS Key Management services, including End to End Encryption for major technology company providing solutions for Retailers
• Product definition of a Mobile payment acceptance offer for an international Merchant Aggregator
• Conceptualization through to market implementation of a closed-loop Gift Card product and associated loyalty product for third-party distribution to mass market Retailers
• Design of Healthcare Estimation / Payer solution in conjunction with third party provider

Past employers:  Visa International, Total Systems (TSYS), VeriFone, TxVia

Education – East Devon College, UK – Degree in Business Fellow of the Institute for the Management of Information Systems